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Terms of Service

Welcome to Arthvait.
By accessing or using Arthvait, you agree to these Terms of Service.
If you do not agree, please do not use the application.

These terms define the rights, responsibilities, and limitations governing your use of Arthvait.

Acceptance of Terms​

By using Arthvait, you confirm that:

  • You are at least 18 years old
  • You have the legal capacity to enter into this agreement
  • You agree to comply with these Terms and applicable laws

Description of Service​

Arthvait provides tools for:

  • Personal financial tracking
  • Planning, projections, and goal visualization
  • Decision-support insights

Arthvait is an informational platform, not a financial service provider.

No Professional Advice​

Arthvait does not provide:

  • Financial advice
  • Investment recommendations
  • Legal or tax advice

All outputs are educational and illustrative in nature.
You remain solely responsible for any financial decisions you make.

User Responsibilities​

You agree to:

  • Provide accurate and complete information
  • Use Arthvait for lawful, personal purposes only
  • Review and understand outputs before acting on them
  • Maintain the confidentiality of any access credentials

You are responsible for all activity conducted through your use of Arthvait.

Prohibited Use​

You may not:

  • Use Arthvait for commercial purposes without permission
  • Attempt to reverse engineer or misuse the platform
  • Interfere with system security or integrity
  • Misrepresent data or use the platform to mislead others

Violations may result in suspension or termination.

Subscription and Premium Features​

Some features may require a paid subscription.

  • Pricing and features may change over time
  • Payments are non-refundable unless required by law
  • Access to premium features remains active only during an active subscription

Data and Privacy​

Your use of Arthvait is also governed by our Privacy Policy.
By using the service, you consent to data handling as described there.

Intellectual Property​

All content, software, and branding within Arthvait are owned by Arthvait or its licensors.

You are granted a limited right to use the service — no ownership is transferred.

Service Availability​

Arthvait is provided on an “as is” and “as available” basis.

We do not guarantee:

  • Continuous availability
  • Error-free operation
  • Future feature availability

The service may be modified, suspended, or discontinued at any time.

Limitation of Liability​

To the fullest extent permitted by law:

  • Arthvait is not liable for financial loss, data loss, or missed opportunities
  • Decisions made based on the platform are your responsibility

Termination​

Arthvait reserves the right to:

  • Suspend or terminate access for violations of these terms
  • Restrict use without prior notice when necessary

Upon termination, your right to use the service ends.

Changes to Terms​

These Terms of Service may be updated periodically.

Continued use of Arthvait after changes constitutes acceptance of the updated terms.

Governing Law​

These Terms shall be governed by applicable local laws, without regard to conflict of law principles.

Contact​

For questions regarding these Terms of Service, please contact the Arthvait team.

Arthvait exists to support clarity — responsibility always remains with you.